Terms and Conditions

1. Acceptance of Terms

By accessing and using Flitbill’s services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Flitbill provides an online platform for bill payments, including but not limited to:

• Airtime and data top-up services
• Cable TV subscription payments
• Electricity bill payments
• Other utility bill payments
• Digital wallet and payment processing

3. User Accounts

To use certain features of our service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information
• Notifying us immediately of any unauthorized use

4. Payment Terms

All payments must be made in advance through our supported payment methods. We reserve the right to:

• Refuse or cancel any transaction
• Modify pricing with reasonable notice
• Apply service fees as disclosed
• Process refunds according to our refund policy

5. Prohibited Uses

You agree not to use our service for any unlawful purpose or in any way that could damage, disable, overburden, or impair our servers or networks. Prohibited activities include:

• Attempting to gain unauthorized access to our systems
• Using the service for fraudulent transactions
• Violating any applicable laws or regulations
• Interfering with other users' access to the service

6. Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may temporarily suspend the service for maintenance, updates, or other operational reasons.

7. Limitation of Liability

Flitbill shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, incurred by you or any third party.

8. Indemnification

You agree to indemnify and hold harmless Flitbill from any claims, damages, or expenses arising from your use of the service or violation of these terms.

9. Intellectual Property

All content, features, and functionality of our service are owned by Flitbill and are protected by copyright, trademark, and other intellectual property laws.

10. Termination

We may terminate or suspend your account and access to our service at any time, with or without cause, with or without notice. Upon termination, your right to use the service will cease immediately.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on our website. Your continued use of the service after such changes constitutes acceptance of the new terms.

13. Contact Information

If you have any questions about these terms, please contact us: